a critical protection gap.

For the most part, we all try to cover ourselves against major catastrophic losses, be it protection against the loss of a home, a car, or even the right or privilege of exercising a trade.

So imagine this scenario, you're driving in your own neighborhood, one that you are familiar with -- plenty of children. All seems quite and you are in a hurry to get home. The speed limit is 25 MPH so you push it to 45 MPH. Cars are parked on both sides and all seems quiet. Suddenly, a small child on a tricycle dashes from the front of a parked car. You're reaction was pretty swift and you jammed-on your brakes to the floor to no avail, one of your tires ran over the child's chest and he suffered massive fatal internal injuries. My God, how can this happen so fast. The ambulance came and the police arrived. Waisting no time, the police immediately measured your tire skid mark and, via a chart, they determined that you were actually going slightly over 50 MPH. To make things worse there were other road signs. Sixty feet away was a "CAUTION Children at Play" sign. Now you're thinking:"Thank God, I have a good policy -- it should cover me."

Yes, the policy will cover you, up to the policy limits, against civil suits. Your insurance company's attorney had already contacted you and you assumed that all seem to be in good hand, right?

The next morning you came to find out that you made the local paper and, soon after, you got a visit from the local sheriff -- It seems that you had been charged with vehicular homicide. You were allowed to make a call so you figured that you would call your insurance company attorney. HOWEVER, you were in in for a shock! Your policy does NOT cover the defense for any criminal charges. Now, you are on your own. Be ready to spend many thousands of dollars just to defend yourself.

You see very few people realize this problem -- Indeed, there is a great GAP in your plan. Yet, there is a simple solution. To find out where you can find this solution, CLICK here.